Stripe MCP Server
Officialby Stripe
Stripe's official MCP server gives AI agents secure, direct access to your payment infrastructure. 24+ tools covering customers, products, prices, invoices, subscriptions, refunds, payment links, disputes, and documentation search — all through natural language via Model Context Protocol. Two deployment modes: remote hosted at https://mcp.stripe.com with OAuth authentication (recommended for production), or local via npx -y @stripe/mcp@latest --api-key=YOUR_KEY for development. The remote server handles session management through Stripe Dashboard, letting you control sandbox vs. live mode access per agent. The tool coverage is comprehensive. You can create customers, generate payment links, manage subscriptions, process refunds, list invoices, handle disputes, and search Stripe's documentation — all from within Claude, Cursor, Windsurf, VS Code, or any MCP-compatible client. The search_stripe_documentation tool is particularly useful: your AI agent can look up integration guides without you leaving the conversation. Security is thoughtfully implemented. Stripe strongly recommends restricted API keys over full secret keys, and the remote server supports OAuth for granular permission scoping. For autonomous agents, bearer token authentication is available but with explicit warnings about the security implications. For context on how AI platform economics are shifting — including why flat-rate models for developer tools are under pressure — see our analysis of Anthropic's OpenClaw pricing changes. Part of Stripe's broader AI toolkit (1,400+ GitHub stars), which also includes @stripe/agent-toolkit for framework integrations (LangChain, CrewAI, OpenAI Agent SDK) and @stripe/token-meter for billing integration with AI providers. The MCP server is the newest addition and the most plug-and-play option for developers already using Claude Code or Cursor. Real-world use case: ask Claude to "create a payment link for a $49/month subscription to the Pro plan" and it generates a live Stripe payment link in seconds. No dashboard clicking, no code writing. For SaaS builders using AI app builders, this closes the loop between generating an app and monetizing it.
Installation
Key Features
- ✓24+ tools: customers, products, prices, invoices, subscriptions, refunds, payment links, disputes
- ✓Remote hosted server at mcp.stripe.com with OAuth authentication
- ✓Local server via npx — one command setup for development
- ✓Stripe documentation search built into the MCP tools
- ✓Sandbox/live mode separation with dashboard-level access control
- ✓Restricted API key support for granular permissions
- ✓Compatible with Claude Code, Cursor, Windsurf, VS Code, ChatGPT
- ✓Part of the broader @stripe/agent-toolkit ecosystem
Use Cases
- →Creating payment links and checkout sessions through natural language
- →Managing customer subscriptions without leaving your AI coding assistant
- →Processing refunds and handling disputes via conversational AI
- →Searching Stripe documentation during development without context switching
- →Automating invoice generation and billing workflows with AI agents
- →Building AI-powered payment dashboards that respond to natural language queries